The Certified Mortgage Professional (CMP) is a designation accredited by the MBBA-NH. This prestigious designation is bestowed upon career-minded mortgage professionals who have experience, knowledge, and a code of conduct that sets them apart from others. 

• Abides by a Strong Code of Ethics.
• Service Oriented.
• Relationship minded. 
• Experienced. 
• Educated. 

The CMP program is based upon a point system. The points are determined by your individual:
• Work experience
• Education
• Professional designations
• Industry education
• MBBA-NH participation
• Membership organizations
• Other supplemental activities.

The designation is awarded to those professionals who accumulate a minimum number of points in each section (A, B, C) of the CMP application and pass the CMP exam.

• Download an application here or request a CMP application from the MBBA-NH office. Review the point system to determine how many points you have earned.
• When you have accumulated the minimum number of points each section: Submit your completed application, letter of recommendation and fee to the MBBA-NH office. Once your application is approved, you will be notified.
• If you have not accumulated the minimum number of points in each section, please take the time to determine your strategy of how you will increase your points. 

MBBA-NH members with:

• 5 years’ experience in residential real estate finance industry
• 3 years’ experience, plus a professional designation
• Achieve minimum number of points in each section (A, B, C)
• Attain a passing score of 75% or better on CMP exam
• Be an employee of a Member company in good standing with MBBA-NH for at least the past two years
• Provide a letter of recommendation from supervisor
• If required for candidates job position, be in good in good standing with NMLS
• Meet all Federal and State rules and regulations at time of application.
• Must pledge to observe and maintain MBBA-NH CANONS OF ETHICS AND STANDARDS OF PRACTICE in dealing with the public and with other members.

Non-Refundable Application fee $399.00 (check made payable to MBBA-NH or call for credit card payment). 

• The CMP Application fee entitles the CMP applicant to a complementary seat in the Principals of Mortgage Banking I (POMB I) Course.
• CMP application fee must to paid if someone uses Preferred Corporate Partner complimentary admission to POMB I and then applies for CMP.
• If someone elects to apply for CMP after taking the (POMB I) Course, they are allowed to transfer the paid cost of the (POMB I) to the fee for CMP. This transfer is only allowed in the year they apply for CMP. 

• You will be recognized for your professional achievements at a special award ceremony at the MBBA-NH annual dinner in May.
• In addition, you will receive a Certified Mortgage Professional plaque and lapel pin.
• The letters “CMP” may be used after your name on your business card, identifying your designation.

The examination is designed to cover topics from each of the Principles of Mortgage Banking I Series and some additional specific concepts  any CMP should know and understand.  The exam is comprised of about 100 questions, given 90 minutes to complete, 75% passing grade. Once per year a re-test will be offered at full application fee.  

• DTI Ratio Calculations
• LTV/CLTV Calculations
• “Simple Interest” Calculations
• Calculation of the “Aggregate Adjustment”
• Qualification questions
• Credit Report Trade Line Analysis
• Appraisal Analysis
• Flood Determination
• Purchase and Sale Agreement
• Closing Disclosure

We don’t intend for the questions to be “trick” questions, as they are being designed to be “general, guideline independent, and non-trivia” but not tricky…  If you attend the Principles of Mortgage Banking I class series and know (and can apply) the basics of lending you can pass this test. We intend to test knowledge and grasp of lending principles.

Contact Steve Bauer at the MBBA-NH office to register for an exam date, 603-225-6111 or info@mbba-nh.org. Each year we try to be flexible with scheduling location, time and dates based on the group of  applicants.  

Your CMP application and fee must be approved prior to scheduling exam. 

CMP Editable Marketing Brochure 2020)

CMP Annual Renewal Application rev 6.2021

CMP Participation Points Program rev 2018-19

 For a CMP to maintain an “active” status within the Association, they must complete activities which have CMP Continuing Participation credits between May 1, and April 30,.   To complete this obligation, the CMP shall participate in activities and/or attend sanctioned events that offer Continuing Participation points during the period.  The CMP maintains completion certificates for each activity or event and upon their renewal provides the certificates as evidence of completion of their Continuing Participation obligation.