• CMP small 2016The Certified Mortgage Professional (CMP) is a designation accredited by the MBBA-NH. This prestigious designation is bestowed upon career-minded mortgage professionals who have experience, knowledge, and a code of conduct that sets them apart from others. 

  • • Abides by a Strong Code of Ethics.
    • Service Oriented.
    • Relationship minded. 
    • Experienced. 
    • Educated. 

  • The CMP program is based upon a point system. The points are determined by your individual:
    • Work experience
    • Education
    • Professional designations
    • Industry education
    • MBBA-NH participation
    • Membership organizations
    • Other supplemental activities.

    The designation is awarded to those professionals who accumulate a minimum number of points in each section (A, B, C, D) of the CMP application and pass the CMP exam.

    • Download an application here or request a CMP application from the MBBA-NH office
      Review the point system to determine how many points you have earned.
    • When you have accumulated the minimum number of points each section: Submit your completed application, letter of recommendation and fee to the MBBA-NH office. Once your application is approved, you will be notified.
    • If you have not accumulated the minimum number of points in each section, please take the time to determine your strategy of how you will increase your points. 
  • MBBA-NH members with:

    • 5 years’ experience in residential real estate finance industry
    • 3 years’ experience, plus a professional designation
    • Achieve minimum number of points in each section (A, B, C, D)
    • Attain a passing score of 75% or better on CMP exam
    • Be an employee of a Member company in good standing with MBBA-NH for at least the past two years
    • Provide a letter of recommendation from supervisor
    • If required for candidates job position, be in good in good standing with NMLS
    • Meet all Federal and State rules and regulations at time of application.
    • Must pledge to observe and maintain MBBA-NH CANONS OF ETHICS AND STANDARDS OF PRACTICE in dealing with the public and with other members.
  • Non-Refundable Application fee $399.00 (check made payable to MBBA-NH or call for credit card payment). 

    • The CMP Application fee entitles the CMP applicant to a complementary seat in the Principals of Mortgage Banking I (POMB I) Course.
    • CMP application fee must to paid if someone uses Preferred Corporate Partner complimentary admission to POMB I and then applies for CMP.
    • If someone elects to apply for CMP after taking the (POMB I) Course, they are allowed to transfer the paid cost of the (POMB I) to the fee for CMP. This transfer is only allowed in the year they apply for CMP. 
  • • You will be recognized for your professional achievements at a special award ceremony at the
    MBBA-NH annual dinner in May.
    • In addition, you will receive a Certified Mortgage Professional plaque and lapel pin.
    • The letters “CMP” may be used after your name on your business card, identifying your designation.

    • Certified Financial Planner (CFP)
    • Certified Public Accountant (CPA)
    • Certified Mortgage Consultant (CMC)
    • Accredited Mortgage Professional (AMP)
    • Certified Regulatory Compliance Manager (CRCM)
    • Certified Residential Mortgage Specialist (CRMS)
    • Certified Residential Underwriter (CRU)
    • Other:
  • 1 point per credit hour for any completed course/class on the MBBA-NH Approved Industry Education list (Applicant to provide certificate of completion).

    1 point per credit hour for any completed course/class not on the MBBA-NH Approved Industry Education List but approved by CMP Selection Committee (Applicant must supply syllabus for course/class, and completion certificate). Accredited courses related to residential mortgage lending and compliance.

     Approved list: 
    Principles of Mortgage Banking I
    Principles of Mortgage Banking II
    MBBA-NH Sales and Compliance seminars
    Class Instruction 

  • MBBA-NH Participation –Application

    • MBBA-NH Executive Committee
      10 points per year;
    • Board of Governor/Member at Large
      7 points per year;
    • Committee Chair or Co-Chair
      5 points per committee/year;
    • MBBA-NH Mortgage Conference Attendee
      3 points each per year; 
    • MBBA-NH Compliance Conference Attendee
      3 points per year;
    • Committee Member
      2 points per committee/year;
    • Annual Dinner Attendance
      2 points per year;
    • Holiday Get-together Attendance
      2 points per year;
    • Golf Cup Participation
      2 points each per year; 
    • Network @ Night Attendance
      1 points per night;
    • Instructor: lending, home buyer, credit and title related seminars
      2 points per topic per year
  • Industry Related Memberships
    Must provide proof of current membership

    • National Mortgage Bankers Association
    • National Association of Mortgage Brokers
    • New Hampshire Bankers Association
    • New Hampshire Association of Realtors
    • Non-Profit Housing Related Member
    • New Hampshire Title Association
    • Home Builders and Remodelers Association of NH
    • Appraisal Institute-NH Chapter
    • NH Bar Association
    • Other – must provide credentials for industry related membership
  • The examination is designed to cover topics from each of the Principles of Mortgage Banking I Series and some additional specific concepts  any CMP should know and understand.  The exam is comprised of about 100 questions, given 90 minutes to complete, 75% passing grade. Once per year a re-test will be offered at full application fee.  

     

    • DTI Ratio Calculations
    • LTV/CLTV Calculations
    • “Simple Interest” Calculations
    • Calculation of the “Aggregate Adjustment”
    • Qualification questions
    • Credit Report Trade Line Analysis
    • Appraisal Analysis
    • Flood Determination
    • Purchase and Sale Agreement
    • Closing Disclosure

    We don’t intend for the questions to be “trick” questions, as they are being designed to be “general, guideline independent, and non-trivia” but not tricky…  If you attend the Principles of Mortgage Banking I class series and know (and can apply) the basics of lending you can pass this test. We intend to test knowledge and grasp of lending principles.

  • Contact Steve Bauer at the MBBA-NH office to register for an exam date, 603-225-6111 or info@mbba-nh.org. Each year we try to be flexible with scheduling location, time and dates based on the group of  applicants.  

    Your CMP application and fee must be approved prior to scheduling exam. 

     

  • CMP Renewal Requirements and Fee

    • $150.00 on even years.
    • Participation with the MBBA-NH as required by the renewal committee for last two year period. Completion certificates showing 6 Approved Education points since last renewal.
    • Approved list of courses: will be announced as scheduled
    • MBBA-NH Participation; (TBD) … hours or points……
    • Instructor of approved course(s) per topic per year = 2 points per credit hour
  • CMP Renewal Education and Participation lists
    (Updated periodically)   

Become a CMP

Download the Application to become a NH Certified Mortgage Professional.

Find a Certified Mortgage Professional

  • Shelly_saraShelly Akatyszewski, CMP
    Branch Manager
    NMLS #23321
    Mortgage Equity Partners
    154 Broad Street
    Nashua, NH  03063
    (603) 465-4005
    Email


    Steven Bauer, CMP
    Executive Director
    Mortgage Bankers and Brokers Assoc. of NH
    6 Garvins Falls Road, Suite 106
    Concord, NH 03301
    (603) 225-6111
    Email

    Denise Beaurivage, CMP
    Sr. Lending Analyst
    NMLS #170550
    New Hampshire Housing
    P.O. Box 5087
    Manchester, NH  03108
    (603) 472-8623
    Email

    Susan M. Berntsen, CMP
    Mortgage Underwriter
    Merrimack County Savings 
    503 South Street
    Bow, NH  03301
    (603) 225-2793
    Email

    Andy CadoretteAndrew Cadorette, CMP
    Education and Marketing 
    NMLS #307085
    New Hampshire Housing
    P.O. Box 5087
    Manchester, NH 03108
    (603) 310-9287
    Email

    Carol Callihan, CMP
    Real Estate Loan Specialist
    NMLS #644374
    Service Credit Union
    337 Amherst Street 
    Nashua, NH 03063 
    (800) 619-6575 x2048
    Email

    mark chalifour CMP  Mark Chalifour, CMP
      VP Retail Lending
      NH Mutual Bancorp
      89 North main Street
      Concord, NH  03301
      (603)  545-6701
      Email

    Lynn Christensen, CMP
    Mortgage Loan Officer
    NMLS# 39940
    People’s United Bank
    125 DW Highway
    Nashua, NH 03060
    (603) 424-0084
    Email

    Matthew G. Clark, CMP
    Real Estate Loan Specialist
    Service Credit Union
    NMLS# 644379
    90 South Main Street
    Rochester, NH 03867
    (800)  619-6575 x3569
    Email

      Gary A. Coffin, CMP
      Director of Client Relations
      Market Street Settlement 
      70 Market Street
      Manchester, NH 03101
      (603) 496- 1329
       Email


    ralphcoppola
      Ralph Coppola, CMP

      Branch Manager
     NMLS #49802
      Merrimack Mortgage Co.
      157 Main Dunstable Road
      Nashua, NH 03060
      603-598-6000 x109
      Email

    Julie Lynn Cosgrove, CMP
     Mortgage Loan Officer
     NMLSR  910400
     Northway Bank
     750 Lafayette Road
    Portsmouth, NH 03801
      603-342-1440
      Email

    marthacossy2011 CMP  Martha Cossey, CMP
      VP Marketing 
      Summit Title Services
      120 Bedford Center Road
      Bedford, NH 03110
     (603) 540-1427
      Email

     

  • Duchesne, Karin[1]

    Karin J. Duchesne, CMP
    Mortgage Loan Originator
    NMLS #158074
    Lake Sunapee Bank
    188 Main Street
    Nashua, NH 03060
    603-816-0010 direct
    Email

    renee_duval CMP  Renee Duval, CMP
      NMLS #97967
      Merrimack Mortgage Co
      109 North State Street
      Concord, NH  03301
      (603) 225-5626
       Email 

    FerranteDeborah Ferrante, CMP
    Account Manager
    Essent Guaranty
    Two Radnor Corporate Ctr
    100 Matsonford Road
    Radnor, PA 19087
    (603) 809-6455 
    Email

     greg fischerGreg Fischer, CMP
    Sr. Loan Officer
    NMLS 26086
    Pinnacle Mortgage Corp
    65 Market Street
    Manchester, NH 03101
    (603) -365-0901    
    Email

    Danielle French, CMP
    Senior Loan Officer
    NMLS # 21699
    Blue Water Mortgage Corp.
    7 Merrill Ind. Drive
    Hampton, NH 03842
    (603)-758-1669 
    Email

    Jeanie Gagnon PhotoJeanie Gagnon, CMP
    President,
    MLS #158725
    Community Mortgage Prof.
    22 Cherokee Ave.
    Nashua, NH 03062
    603-345-1709
    Email

    2012-03-28-SandiepicSandra Gausch, CMP
    Operations Risk Manager
    Residential Mortgage Services
    24 Christopher Toppi Dr
    South Portland, ME 04106
    Phone: (207) 775-6105
    Email

    Larry_George-smallLawrence R. George, CMP
    Real Estate Loan Specialist
    NMLS # 162531
    Service Credit Union
    14 Colby Court
    Bedford, NH  03110
    603-629-9898 x 7609
    Email

    gordon greco cropGordon Greco, CMP
    Branch Manager
    MNLS #163021
    Merrimack Mortgage Co
    170 South River Road
    Bedford, NH 03110
    (603) 666-7300
    Email

    Massimo F. Hagen, CMP
    Loan Officer
    NMLS #11191
    Merrimack Mortgage Co
    157 Main Dunstable Road
    Nashua, NH 03060
    (603) 479-5449
    Email

    Christine Hager, CMP
    Underwriter 
    Regency Mortgage 
    26 Londonderry Turnpike
    Hooksett, NH 03106
    (603) 669-5626
    Email

    Rich Haney HeadshotRichard Haney, CMP
    Assistant Vice President
    NMLS # 560759
    St. Mary’s Bank
    Manchester, NH 03101
    (603) 490-9362
    Email

    Rick Herrick, CMP
    Loan Originator
    NMLS #48452
    PrimeLending
    3 Executive Park Drive,
    Office #33, Suite 281
    Bedford, NH  03110
    (603) 801-1122
    Email

    carol jordan

    Carol Jordan, CMP
    Loan Officer
    NMLS #94985
    Merrimack Mortgage Co
    109 North State Street
    Concord, NH  03301
    (603) 225-5626
    Email

    JORDAN, J - COLORJane F. Jordan, CMP
    Senior Loan Officer
    NMLS #40681
    Mortgage Network
    2 Bedford Farms
    Bedford, NH 03110
    (603) 546-6607
    Email

    quentin keefeQuentin W. Keefe, CMP
    President, NMLS #8158
    Regency Mortgage
    26 Londonderry Turnpike
    Hooksett, NH 03106
    603-669-5626
    Email

    Nate Keener, CMP
    Production Manager
    NMLS # 404552
    PrimeLending
    3 Executive Park Drive,
    Office #33, Suite 281
    Bedford, NH  03110
    (603) -361-6415
    Email

    Christine Keller, CFP, CMP
    Senior Loan Officer
    NMLS 899847
    Premier Mortgage Lending
    4 Cobbetts Pond Road
    Windham, NH 03087
    (603) 801-5341  
    Email

  • Brenda Mahoney, CMP
    Director Business Development, Homeownership
    New Hampshire Housing
    32 Constitution Drive
    Bedford, NH  03110
    (603) 472-8623
    Email

    Gina M. McCulloch, CMP, CMPS
    Area Sales Manager
    NMLS #12596
    Merrimack Mortgage Co
    1045 Elm Street, Suite 601
    Manchester, NH 03101
    (603) 606-3220 
    Email

    Paul McLaughlin, CMP
    NMLS # 523412
    Homeownership Manager
    NeighborWorks Southern NH
    801 Elm Street, 2nd Floor
    Manchester, NH 03101
    (603) 626-4663 
    Email

    Joseph P. Moriarty, CMP
    Branch Manager
    NMLS #70384
    Merrimack  Mortgage 
    76 Webster Street, Suite 2
    Manchester, NH  03104
    (603) 644-7979
    Email me
     
    Ben NilesBen Niles, CMB MASTER,  CMP
    Director, Complaince Training
    Lenders Compliance Group
    866-602-6660
    Email


    Pam Ordway, CMP
    VP of Operations
    St. Mary’s Bank 
    200 McGregor Street
     Manchester, NH  03102
    (603) 629-1517
    Email

    karl_reitz-Karl P. Reitz, CMP
    Owner and Broker
    NMLS #108221
    Apple Mortgage LLC
    109 Court Street, Suite 2
    Laconia, NH  03246
    (603) 527-1188
    Email 

    Brian Springmann, CMP
    Senior Loan Officer
    NMLS #12181
    Embrace Home Loans
    169 South River Road, Suite 5
    Bedford, NH 03110-6934 
    Tel: 800.333.3004, ext. 3334 
    Email

    kurt_strandsonKurt W. Strandson, CMP
    President
    MNLS #22202
    Pinnacle Mortgage Corp
    65 Market Street
    Manchester, NH 03101
    603-518-7900 
    Email

    Jim Swartzbaugh, CMP
    Producing Sales Manager
    NMLS 255001
    Embrace Home Loans
    4 Greenleaf Woods Drive #301
    Portsmouth, NH 03801
    877-333-3004 ext. 3724
    Email

    Steven Thayer, CMP
    Senior Loan Officer
    NMLS# 215783
    Fairway Independent Mtg
    264 South River Road
    Bedford, NH 03110
    (603) 785-1155
    Email

    Matt  Thomas Medium FileMatthew Thomas, CMP
    Mortgage Specialist
    NMLS #523419
    Merrimack County Savings 
    89 North Main Street
    Concord, NH  03301
    (603) 225-2793
    Email

    Brenda S. Wade, CMP
    Senior Lending Analyst 
    New Hampshire Housing
    32 Constitution Drive
    Bedford, NH  03110
    (603) 310-9322
    Email

    Greg WehrleGreg Wehrle, CMP
    Sales Manager
    NMLS #98383
    Merrimack Mortgage Co
    170 South River Road
    Bedford, NH 03110
    (603) 666-7300
    Email

    jon wentworthJon Wentworth, CMP   
    Branch Manager
    NMLS #163111
    Merrimack Mortgage Co
    151 Amherst Street, 2nd Floor
    Nashua, NH 03064
    603-883-6515
    Email

    Debbie Wheeler, CMP
    HECM and Mortgage Default Counselor
    NMLS ID 1330720
    Neighborworks Southern NH
    801 Elm Street, 2nd Floor
    Manchester, NH 03101
    603.626.4663 x. 1400
    Email

    Evelyn Whelton, CMP
    SVP, Retail Lending Market Manager
    NMLS #409088
    Bank of New Hampshire
    23 Main Street
    Conway NH 03818
    P: 603.527.6611 
    Email

    White_Gladys smallGladys A. White, CMP
    Sr. Loan Originator
    NMLS #155592
    Residential Mortgage Services, Inc. 
    NMLS# 1760
    318 South River Road
    Bedford, NH 03110
    (603) 653-7853
    Email

NH Certified Mortgage Professionals

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